Speak: While it may seem a little uncomfortable at first, many people talk to family about helping them with debts of this type. Often family members want to help, if they are able to. Would you have anyone you could talk with about this?
CM: I don’t have anyone in my family
Speak: Do you have any friends who could help you? The best part is Mr XX you get the chance to pay your relatives/friends back, the way you desire and as conveniently you can afford to. And then Watch at the same time while this account is paid/settled immediately. One debt less to worry off, peace of mind and you get a new card/save a huge portion of the balance on the account. How wonderful would that be?