Since this is a high value check, to ensure we don’t receive a bad check, is it okay if we verify the funds with your bank as per your authorization?
Do you have a phone number to your bank? [If not, state: “I will look for a number on their website.”] I will quickly conference you in as soon as I make contact at the bank as they may require you to be on the line to confirm the availability of funds. Do you mind holding?”
So you do assure us on this recorded line that the funds are available for today? Based on your confirmation we will process the payment directly without verifying funds with your bank.